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iPhone'unuz üçün Azpulmat mobil tətbiqini necə yükləyə və istifadə edə bilərsiniz


Azpulmat iPhone Yukle: How to Get a Quick Loan Online with Your iPhone




Do you need some extra cash to cover an unexpected expense, pay a bill, or buy something you want? Do you have an iPhone and a debit card? If so, you might be interested in Azpulmat, a mobile app that allows you to get a quick loan online without applying to a bank or visiting a credit institution. In this article, we will explain what Azpulmat is, how it works, and how you can download and install it on your iPhone. We will also give you some tips on how to repay your loan and manage your finances effectively.




azpulmat iphone yukle



What is Azpulmat and How Does It Work?




Azpulmat is a mobile app that offers microloans to citizens of Azerbaijan who are between 18 and 65 years old. You can apply for a loan from 20 AZN to 500 AZN, with a repayment period from 15 days to 364 days. The daily interest rate depends on the loan amount and term, ranging from 0.08% to 0.66%. The maximum annual interest rate is 570%. There is no fee for early or partial repayment of the loan.


To get a loan from Azpulmat, you need to have an iPhone, a debit card (Visa or Mastercard), and an identity document (passport or ID card). You also need to download and install the Azpulmat app on your phone, register and verify your phone number and identity, choose the loan amount and term, and submit your application. If your application is approved, which happens in 97% of cases, the money will be transferred to your card within minutes.


The Benefits of Using Azpulmat




There are many benefits of using Azpulmat for getting a quick loan online. Here are some of them:


  • You can get a loan anytime and anywhere, without leaving your home or office.



  • You don't need to provide any proof of income or collateral for getting a loan.



  • You can choose the loan amount and term that suit your needs and budget.



  • You can repay your loan early or partially without any penalty.



  • You can extend your repayment date by paying only the accrued interest.



  • You can enjoy discounts and bonuses for being a loyal customer.



The Requirements and Conditions for Getting a Loan from Azpulmat




As we mentioned before, there are some requirements and conditions for getting a loan from Azpulmat. Here they are:


  • You must be a citizen of Azerbaijan between 18 and 65 years old.



  • You must have an iPhone, a debit card (Visa or Mastercard), and an identity document (passport or ID card).



  • You must download and install the Azpulmat app on your phone, register and verify your phone number and identity.



  • You must choose the loan amount from 20 AZN to 500 AZN, and the repayment period from 15 days to 364 days.



  • You must agree to the terms and conditions of the loan contract.



  • You must repay your loan on time, or pay the accrued interest if you want to extend your repayment date.



How to Download and Install the Azpulmat App on Your iPhone




Now that you know what Azpulmat is and how it works, you might be wondering how to download and install the app on your iPhone. Don't worry, it's very easy and fast. Just follow these steps:


Step 1: Find and Download the Azpulmat App from the App Store




First, you need to find and download the Azpulmat app from the App Store. To do that, you can either search for "Azpulmat" in the App Store, or scan the QR code on the Azpulmat website. The app is free and compatible with iOS 10.0 or later. Tap on the "Get" button to start downloading the app.


Step 2: Register and Verify Your Phone Number and Identity




After downloading the app, you need to register and verify your phone number and identity. To do that, open the app and tap on the "Register" button. You will be asked to enter your phone number and a password. Then, you will receive a verification code via SMS. Enter the code and tap on the "Verify" button. Next, you will be asked to scan your identity document (passport or ID card) using your phone's camera. Make sure that the document is clear and readable. Then, tap on the "Submit" button.


Step 3: Choose the Loan Amount and Term and Submit Your Application




The final step is to choose the loan amount and term and submit your application. To do that, tap on the "Apply for a Loan" button. You will see a slider where you can adjust the loan amount from 20 AZN to 500 AZN, and the repayment period from 15 days to 364 days. You will also see the daily interest rate, the total amount to repay, and the repayment date. Once you are satisfied with your choice, tap on the "Apply" button. You will see a summary of your loan details and a loan contract. Read them carefully and agree to them by tapping on the "Accept" button. Your application will be processed within seconds, and if approved, the money will be transferred to your card immediately.


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How to Repay Your Loan from Azpulmat




Once you have received your loan from Azpulmat, you need to repay it on time or earlier, according to the terms and conditions of your loan contract. Here are some important things you need to know about repaying your loan:


The Options and Methods for Repaying Your Loan




You have several options and methods for repaying your loan from Azpulmat. You can either repay it in full or in part, before or on the repayment date. You can also extend your repayment date by paying only the accrued interest. The methods for repaying your loan are:


  • Via bank transfer: You can transfer the money from your bank account to Azpulmat's bank account using their IBAN number.



  • Via payment terminals: You can pay cash at any payment terminal that supports Azpulmat's service provider.



  • Via online payment systems: You can pay online using any of these payment systems: MilliÖn, E-manat, ExpressPay, Portmanat, or GoldenPay.



  • Via debit card: You can pay using your debit card (Visa or Mastercard) through the Azpulmat app or website.



The Consequences of Late or Non-Payment of Your Loan




If you fail to repay your loan on time or at all, you will face some serious consequences that will affect your credit history and financial situation. Here are some of them:


  • You will have to pay a penalty fee of 0.5% of the overdue amount for each day of delay.



  • You will have to pay additional interest on the overdue amount at the same rate as your loan.



  • You will receive reminders and notifications from Azpulmat via SMS, email, phone call, or letter.



  • You will be reported to the credit bureau as a defaulter, which will lower your credit score and limit your access to future loans.



  • You will be subject to legal action from Azpulmat or its partners, which may result in court fees, fines, or seizure of your assets.



The Tips and Tricks for Managing Your Loan Effectively




To avoid any problems with repaying your loan from Azpulmat, you need to manage your loan effectively and follow some tips and tricks. Here are some of them:


  • Only borrow what you need and can afford to repay. Don't take more than one loan at a time.



  • Plan your budget and expenses carefully. Cut down on unnecessary spending and save some money for emergencies.



  • Keep track of your loan balance and repayment date. Set reminders and notifications on your phone or calendar.



  • Repay your loan as soon as possible. The sooner you repay, the less interest you pay.



  • If you have any difficulties or questions, contact Azpulmat's customer service. They are available 24/7 and ready to help you.



Conclusion




Azpulmat is a mobile app that offers quick and easy loans online to citizens of Azerbaijan who have an iPhone and a debit card. You can apply for a loan from 20 AZN to 500 AZN, with a repayment period from 15 days to 364 days. You can download and install the app from the App Store, register and verify your phone number and identity, choose the loan amount and term, and submit your application. If approved, the money will be transferred to your card within minutes. You can repay your loan using various methods, such as bank transfer, payment terminals, online payment systems, or debit card. You can also extend your repayment date by paying only the accrued interest. However, you should be aware of the requirements and conditions for getting a loan from Azpulmat, as well as the consequences of late or non-payment of your loan. You should also follow some tips and tricks for managing your loan effectively.


If you need some extra cash to cover an unexpected expense, pay a bill, or buy something you want, Azpulmat might be the solution for you. It is fast, convenient, and flexible. However, it is also expensive, risky, and addictive. Therefore, you should use it responsibly and wisely. Don't let a small loan turn into a big debt.


Are you ready to try Azpulmat? Download the app today and get your first loan in minutes!


FAQs




Here are some frequently asked questions about Azpulmat:


  • Is Azpulmat safe and legal?



Yes, Azpulmat is safe and legal. It is licensed by the Central Bank of Azerbaijan and complies with the laws and regulations of the country. It also uses encryption and security measures to protect your personal and financial information.


  • How can I contact Azpulmat?



You can contact Azpulmat by phone (+994 12 404 44 44), email (info@azpulmat.com), or chat (via the app or website). Their customer service is available 24/7.


  • Can I cancel or change my loan application?



You can cancel or change your loan application before it is approved by tapping on the "Cancel" or "Change" button in the app. However, once your application is approved and the money is transferred to your card, you cannot cancel or change it.


  • Can I get more than one loan at a time?



No, you cannot get more than one loan at a time from Azpulmat. You have to repay your existing loan before applying for a new one.


  • What if I have a bad credit history?



Azpulmat does not check your credit history when processing your loan application. However, if you fail to repay your loan on time or at all, it will affect your credit history negatively.




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